On a salary of A$90,000, an Australian resident keeps about A$70,412 after income tax and the 2% Medicare levy — an effective tax rate of about 21.8%, plus A$10,800 super on top. Enter your own salary below.
2025-26 resident tax rates
| Taxable income | Rate |
|---|---|
| 0 – $18,200 | 0% |
| $18,201 – $45,000 | 16% |
| $45,001 – $135,000 | 30% |
| $135,001 – $190,000 | 37% |
| $190,001+ | 45% |
Plus a 2% Medicare levy on most incomes. From 1 July 2026 the 16% rate is legislated to drop to 15%.
How Australian pay works
Your employer withholds income tax (PAYG) and the 2% Medicare levy from your salary. Superannuation (12% from 1 July 2025) is usually paid on top of your salary into your super fund, so it doesn't reduce take-home pay. Low earners pay a reduced Medicare levy, and high earners without private hospital cover may pay the Medicare Levy Surcharge (not included here).
More Australia tools & guides
- Australia hub — all AU calculators & guides.
- GST calculator — add or remove 10% GST.
- Compound Interest — grow your super & savings.
- Mortgage Calculator — home loan repayments.
Frequently asked questions
How much tax do I pay in Australia in 2025-26?
0% up to $18,200, 16% to $45,000, 30% to $135,000, 37% to $190,000, then 45%, plus 2% Medicare levy. On $90,000 that's about $17,788 tax + $1,800 levy = ~$70,412 take-home.
Is super included in my salary?
Super (12% from 1 July 2025) is usually paid by your employer on top of salary, so it doesn't cut take-home. We show it separately.
What is the Medicare levy?
2% of taxable income for most residents, phasing in for low earners between ~$27,222 and $34,027 (single). The Medicare Levy Surcharge for high earners without private cover is not included.
Are the rates changing?
2025-26 keeps the 16% lowest rate; it's legislated to fall to 15% from 1 July 2026 and 14% from 1 July 2027.
Estimates for guidance only, not tax advice. Confirm with the ATO or a registered tax agent.