In Nigeria, the first ₦800,000 of annual income is tax-free (2026 reform), then PAYE runs 15%–25%. Workers also pay 8% pension and can claim rent relief. VAT is 7.5%. Start with the income tax calculator below.
Nigeria calculators
🇳🇬Income Tax & Take-HomePAYE + pension + net pay (2026 bands).
🧾VAT CalculatorAdd or remove 7.5% VAT.
📊Compound InterestGrow your savings.
📈Investment GrowthProject your portfolio value.
💳Loan CalculatorMonthly repayments & interest.
🏠Mortgage CalculatorHome loan monthly payment.
➗Percentage CalculatorVAT, discounts & % change.
🧓Retirement SavingsPlan your retirement.
How tax works in Nigeria (2026)
- Income tax (PAYE): first ₦800,000 tax-free, then 15% to 25% on annual taxable income.
- Pension: employee 8% (tax-deductible).
- Rent relief: 20% of annual rent, capped at ₦500,000.
- VAT: 7.5% on most goods and services.
Also explore our calculators for the UK, USA, South Africa and India.