In South Africa, income tax runs from 18% to 45% (less an age-based rebate), plus 1% UIF. VAT is 15%. Start with the income tax calculator below.
South Africa calculators
🇿🇦Income Tax & Take-HomePAYE + UIF + net pay (SARS 2025/2026).
🧾VAT CalculatorAdd or remove 15% VAT.
📊Compound InterestGrow your savings & RA.
📈Investment GrowthProject your portfolio value.
💳Loan CalculatorRepayments & total interest.
🏠Bond / MortgageHome loan monthly repayment.
➗Percentage CalculatorVAT, discounts & % change.
🧓Retirement SavingsPlan your retirement.
How tax works in South Africa (2025/2026)
- Income tax: 18% (up to R237,100) to 45% (above R1,817,000), less age-based rebates.
- Tax threshold: ≈ R95,750 (under 65) before any tax is due.
- UIF: 1% of pay (employer matches), capped at R177.12/month.
- VAT: 15% on most goods and services.
Also explore our calculators for the UK, USA, Australia and India.