This retirement calculator projects how much your savings will grow by retirement and whether you are on track, from your age, savings, contributions and return. Updated June 2026.
Retirement Savings Estimator
How It Works
The calculator compounds your current savings and monthly contributions annually using the return rate you provide. It gives you an estimate of your total retirement fund by your target age.
Example
If you're 30, contribute $500/month, and earn 6% annually, by age 65 you'll have over $750,000 saved for retirement. Early and consistent investing makes a big difference.
FAQ
- Is inflation included? No, this shows nominal values. Consider adjusting the return rate if needed.
- Does it assume employer match? No, this is based on your contributions only.
- Is this valid for Canada? Yes, just enter amounts in CAD and it works the same.
Explore more tools: Investment Calculator, Income Tax Estimator, HSA Contribution