What is the Child Tax Credit in 2026?

In 2026, eligible taxpayers can receive up to $2,200 per qualifying child under age 17, subject to income-based phaseouts.

When does the child tax credit start phasing out?

The credit begins phasing out at $200,000 for single filers and $400,000 for married couples filing jointly.

Do I need to have income to claim the child tax credit?

Yes, you must have earned income to qualify, and the credit is partially refundable based on IRS rules.

Child Tax Credit Calculator 2026 – Estimate IRS Credits

This calculator estimates your 2026 US Child Tax Credit from the number of qualifying children and your income, including the high-income phase-out. Updated June 2026.

2026 Child Tax Credit Estimator

How It Works

The 2026 child tax credit offers up to $2,200 per child under 17. The amount begins to phase out if your income exceeds:

$200,000 (Single or Head of Household)
$400,000 (Married Filing Jointly)

Use this calculator to estimate how much credit you can claim.

Example

If you’re married with 2 children and your AGI is $120,000, you could receive the full $4,000 credit. If your AGI is $450,000, your credit will be partially reduced due to phaseouts.

FAQ

Are babies born in 2026 eligible? Yes, as long as they meet IRS criteria for qualifying children.
Is the credit refundable? Partially — some taxpayers may receive part of it as a refund.
Does this include state tax benefits? No, this calculator estimates federal credit only.

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