A Roth IRA calculator projects your tax-free retirement balance from after-tax contributions and compound growth. Qualified withdrawals — including all gains — are never taxed. The 2026 limit is $7,000 ($8,000 if 50+). Updated June 2026.
How it works
Each year your balance grows by the expected return and we add your contribution, compounding until retirement. Because it is a Roth, the entire ending balance is yours tax-free. Estimate only — returns vary and income limits may apply.